With no monthly fee and the flexibility of a variable or fixed rate, our basic loan is as practical as it is is simple.
Key features
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1Variable and fixed rate options
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2No monthly administration fees
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3Free to redraw online or via our app^
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4Unlimited extra repayments for variable and up to $20,000 p.a. without penalty for fixed
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Things you should know
^Redraw is not automatic. All customers must provide consent to have this function set up and must have at least one repayment ahead, before they can redraw any funds so that they will not fall into arrears. For example, if a minimum monthly repayment is $2,500 and the customer has an ahead balance of $10,000, the customer can only withdraw $7,500 if this function is set up.
